Cover Your Auto Down Payment
Reliable transportation starts with affordability. For many car buyers, saving enough for a down payment is already a major challenge.
If a vehicle is declared a total loss, finding the funds for another down payment can feel overwhelming. Without support, replacing that vehicle may not be financially possible—putting a customer’s ability to work and care for their family at risk. Our solution helps protect buyers from that burden, so they can get back on the road with confidence.
Filling the Gap in Auto Financing Security
Unique Down Payment
Guard
Down Guard protects your investment by covering your cash down payment up to $6,000 for the full term of your loan on a financed replacement vehicle. In the event of a total loss, Down Guard reimburses your original cash down payment—either in full or as a matching amount—based on the protection option you select. This ensures your initial investment is safeguarded and helps you move forward without the financial setback of starting over.
Why Choose Down Guard Coverage?
Choosing Down Guard Coverage means protecting one of the most important parts of your vehicle purchase—your cash investment. With Down Guard, you gain peace of mind knowing your down payment is safeguarded if your vehicle is declared a total loss. Our coverage helps reduce the financial strain of replacing your car, making it easier to get back on the road without starting from zero. It’s a simple, smart way to protect your budget, your mobility, and your family’s everyday needs.
First-in-Industry Product
Pioneering protection that specifically covers your down payment in the event of a total auto loss.
Financial Peace of Mind
Shield your invested cash down payment so you avoid unexpected financial losses.
Easy Enrollment Process
Streamlined setup integrated with your financing for hassle-free protection.
Trusted Professional Support
Customer-focused service ensuring clear guidance and dependable assistance at every step.
5+
Years Innovating Protection
10M+
Customers Secured
1
Industry First Product